What currencies can I fund my Blink card with?

You can fund your Blink card in USD, GBP, EUR, and 180+ other currencies from any international bank card. Funds convert instantly to Naira at competitive, transparent rates with no hidden markup.

What is the 60-day KYC grace period?

New users can register and start spending on their Blink card immediately after signup. You have up to 60 days to complete full identity verification (KYC) without any interruption to your card usage.

What's the difference between a virtual and physical Blink card?

Your virtual card is issued instantly after approval so you can start spending online and via linked wallets right away. A physical card ships to your registered address within 3–5 business days for a one-time $5 fee.

Can I use my Blink card at ATMs?

Yes. Blink cards work at any ATM that accepts Verve, letting you withdraw Naira while in Nigeria. Standard ATM withdrawal fees apply.

What happens if my card is lost or stolen?

You can instantly freeze your card from the Blink app to stop any further transactions, then request a replacement. Freezing and unfreezing your card takes seconds and doesn't require contacting support.

Does Blink charge foreign exchange (FX) fees?

No. Blink converts your funded currency to Naira at a transparent, competitive rate with no hidden FX markup or surprise charges when you spend.

Can I hold multiple currencies on one card?

Yes. Blink's multi-currency wallet lets you fund and hold balances in USD, GBP, EUR and more, converting to Naira as needed rather than locking you into a single currency.

Is there a limit to how many times I can fund my card?

There's no limit on the number of funding transactions. The limit is $10,000 per individual transaction, with unlimited funding per day.

Can I use Blink for business or family transfers?

Yes. Many cardholders use Blink to fund family celebrations, send support to loved ones in Nigeria, or manage everyday business transactions, all through the same card and app.

Do I need a Nigerian bank account to use Blink?

No. You can fund your Blink card directly from any international bank card and spend or withdraw Naira in Nigeria without needing a separate local bank account.

Will I get notified every time I spend?

Yes. Blink sends real-time push notifications for every transaction, so you always know exactly what's been spent, where, and when.

Yes. Blink is issued by O3 Capital, which has been issuing cards since 2014 and is licensed by the Central Bank of Nigeria (CBN). All transactions are protected by PCI DSS-compliant infrastructure and 256-bit SSL encryption.

Can I close my Blink account?

Yes, you can close your account and card at any time from the app or by contacting care@o3cards.com. Any remaining balance will be processed for withdrawal before closure.

How do I contact Blink support?

You can reach the team at care@o3cards.com or visit the O3 Capital office at Tower 1, Plot 30, Churchgate St, Victoria Island, Lagos, Nigeria.

Blink — Transact Anywhere, Instantly

Before You Fly

Loaded and ready, before wheels touch down.

Fund your Blink card from anywhere in the world before you board. By the time your flight lands, your money is already there waiting, no transfers to chase, no bank queue, no last-minute panic at the gate.

Top up in minutes from any country, any time
Funds confirmed and ready before departure
No bulky foreign cash to carry or declare

Get started

Blink travel card in Nigeria — black card with embossed jet design, loaded and ready before a flight

Fund before you

Takeoff

Touch Down in Naija

Clear immigration. Tap your card. You're in.

Skip the hunt for a working ATM at arrivals. The second you land in Lagos or Abuja, your Blink card is already live, ready for the airport taxi, the hotel front desk, and everywhere after.

Active at airport taxis and POS terminals on arrival
Real-time spend notifications, right on your phone
No "insufficient funds abroad" surprises

Get started

Blink travel card in Nigeria — phone screen revealing a Lagos street scene, representing arrival in Nigeria

Active in

190+ Countries, Including Home

Currency, Sorted

Why count Naira when you can just tap?

No street-side currency runners, no queuing at a bureau de change, no guessing today's rate. Blink converts the moment you spend, at a transparent rate, so the cash-for-Naira hustle stays someone else's problem.

No street exchange queues or counterfeit-note risk
Transparent rates, no hidden markups
Spend dollars, pounds, or euros settled instantly

Get started

Hands exchanging Naira and Dollar notes with the Lagos Third Mainland Bridge in the background

Exchange rate

Real-Time & Transparent

Your Travel Essential

As essential as your passport. As easy as your back pocket.

Blink travels the way you do, slipped into a jeans pocket, a jacket lining, a carry-on. It's built to be the card you reach for first the moment you land, wherever the trip takes you next.

Slim card, fits anywhere your passport does
Contactless tap, no PIN for everyday buys
Backup funds always available, even off the beaten path

Get started

Blink travel card tucked into a denim back pocket stitched with an airplane design

Built for

Every Pocket

Shopping in Naija

From duty-free to designer boutiques downtown.

Island malls, Victoria Island boutiques, Mainland groove, the duty-free run before your flight home. Blink is accepted everywhere the receipts start adding up, with every purchase tracked the instant it happens.

Accepted at Nigeria's major malls and boutiques
Every purchase logged in real time on the app
Zero declined-card moments at checkout

Get started

Shop

Without Limits

Street Food & Cafés

Matcha stops and suya runs, sorted.

Some of the best things you'll spend on in Nigeria aren't in a mall, they're at a roadside stand or a juice bar with a tap-to-pay machine and nothing else. Blink works wherever there's a POS, no minimum spend required.

Works at roadside vendors with mobile POS
No minimum spend, no "card only above ₦X"
Every naira tracked straight from the app

Get started

A hand holding a Blink card next to a layered smoothie against a purple brick wall

Everyday spend

Simplified

Nightlife & Owambe

Dress up. Show up. Tap to pay.

Lagos nights don't end early, and neither should your card. Whether it's a rooftop on Victoria Island or an owambe that runs till sunrise, Blink keeps up slim enough to wear, fast enough to never hold up the bar.

Contactless tap for fast bar and event tabs
Always the last one in your group to run out of cash
A card bold enough to match the night out

Get started

A Blink card worn as a statement necklace against bare shoulders

Style meets

Spending Power

Homecoming & Heritage

Ojude Oba doesn't run on city Wi-Fi. Blink still works.

Festival season pulls you back further than the airport, past the highway, into the village square where your family's history is still being celebrated. Blink works in market towns and packed festival grounds alike, so the only thing you're tracking is the procession, not your balance.